by Dedra Murchison | Oct 4, 2013 | Change, Choice, Money Story, Past, Present, Tips
Past performance is not indicative of future results… This standard disclaimer applies to many investment vehicles. It typically does not apply to human behavior. We are creatures of habit and tend to do the same thing – even when it becomes...
by Dedra Murchison | Oct 3, 2013 | Budget, Emergency Fund, Spending Plan
How much is enough when it comes to building an emergency fund? Back in the day 3-6 months was standard fare. If your family is growing, you are adding more dependents, or starting your own business, you may want to consider having an extra cushion. There are several...
by Dedra Murchison | Oct 2, 2013 | Budget, Financial Planning, Money Story, Present, Spending Plan, Tips
It has been a long day at work. You are busy. You have things to do, places to go and people to see. You open the mail and read your 401(k) statement. You look at the charts and graphs and numbers and wonder what it all means. Are you saving enough? When can you...
by Dedra Murchison | Oct 1, 2013 | Budget, Financial Planning, Spending Plan, Tips
In case you are wondering if I am about to go PG-13 with this post, let me reassure you that the word in question is BUDGET. If that word makes your eyes twitch and you feel like you should stop reading this post and start dusting the coils on your refrigerator,...
by Dedra Murchison | Sep 11, 2012 | Choice, Past, Present
This message has haunted me these last few days. I believe that UNhappiness is expensive. If you are unhappy and use money to chase happiness, it leads to more unhappiness. So you spend more money and the cycle repeats until you are broke or wake up and realize that...
